how to transfer a debt from one credit card to another?
I have about a $4500 debt on my bank of america card, only thing is the apr% is insane, my minimum payments are ridiculous this month was about $400, as a full time student this is reall hard to keep up with. I would like to transfer the balance to other credit cards, my only worry is that they wont give me a large enough limit. are there any that start off with $5000? is there a way i can split into two seperate cards? i need la low apr% too. does anyone have experience with this?
you can call bank of america and ask for a lower rate – explain to them that you are a full time student and although you want to pay them you can’t afford $400 a month – being that they want the money they will probably work out a lower minimum payment for you and may even lower the interest rate