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bank of america credit cards decisions
If i’m new with the “applying for a credit” will i be qualified to do a monthly payment for an HDTV?

I’m 20 years old and I’ve never done the whole applying for a credit at BestBuy. I’m not sure if i can qualify. I’m with bank of america and have a debit card with them. Can i qualify for credit. How do they base their decision to see if my credit is fine?

You may be destroying your credit by financing at TV at best buy.
The best thing to do to develop credit is to get a credit card (store or regular visa), and charge a little something each month.
When the bill comes in, pay it in full.
You never pay interest and boost your credit scores.

Employers look at your scores when they hire you, and car insurance companies check, so do landlords.
Treat your credit well – so it can treat you well back.
Save up for that TV, put it on credit, then pay it in full the next month.
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