Which student credit card is better? Capital One or Bank of America?
I think these are the 2 top choices. The link for capital one is here: http://www.capitalone.com/creditcards/products/details/?sol=10589&tc=14&credit=3&linkid=WWW_0608_CARD_Z_Z_Z_01_T_CP58914LW
AND the link for Bank of America is here: http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_student_photo_expression and yes, I would love to upload my own photo for the card, but I’m also looking for other pluses in each card. Anyone use any of them or have experience? Thanks 
It would depend on what your past credit rating is, and what the interest is going to be.
19.8 is extremely high interest. That is what Capitol One is charging on the link you provided.
Read the fine print, before you sign anything, know what you are getting yourself into.
19.8 percent is 20 cents interest on every dollar you spend.
Best thing to do if you don’t have credit history, is to go to a bank personally. If you have any questions, about the card you can ask the person, so you know what you are getting yourself into. Ask for a “secured credit card” they are the easiest to get and they help build your credit history, fast.
6/23/09: White House Press Briefing with President Obama