credit been clean 2yrs now but i have 2 charged of cards and slow pay on small loan and car can it get better?
I had bad credit then cleaned it up 2 yrs ago and tried to keep good payments but in the past 4 months its gotten bad cause ive recently started my own business my score was around 600 and climbing but not sure now need some imput on what to do cause once the creditors add bad credit to score they wont take away once paid Please help!
The creditor can remove the bad credit information if they want to…you just have to ask them. If they won’t clean your record, why pay them?
Send them a letter saying that in exchange for a written promise to delete the negative information, you will pay the debt. That’s the only way you will get your record cleaned up.
These people who tell you that they will put “paid” on your account and it will look better then an unpaid debt are lying! It’s still a negative report, and it’s going to hurt your credit score!
Cash Now, Small Business Loan – Merchantcashadvance.Com